1. The Gold Purchase Scheme Called as Zero% Gold Purchase Plan.
2. The Scheme comprises of monthly premium of Rs. 2000, 5000 and 10000/-
3. The Monthly premium is to be paid continuously for 11 months,Monthly Instalments may be paid by cash/credit card debit card/cheque /D.D. Cross A/c Payee to be drawn in favour of Konika Jewellery Pvt. Ltd., only.
4. The Instalment must be paid on or before 10th every month at any of our showroom. Members should check the entries made in the pass book carefully every time a premium is paid.
5. Members must choose the option before joining in the purchase plan.
6. Payment of premium can be made in advance also.
7. Monthly premium amount is fixed in every scheme and it cannot be transferred and interchanged. In case of cheque payment passbook credit will be given only upon the date of realization.
8. After having paid all the premium for 11 months the members are entitled to get gold jewellery, only after 30 days from the date of the last premium as per initially selected option only.
9. Default in payment will extend the maturity date of the scheme respectively in months and not by days.

Option-A

(a) In case of Option A scheme members are eligible to get 916 Gold jewellery upto 10% of wastage only. The difference of Wastage, Making and any other charge more than 10% if any will be borne by the member.

(b) Members can avail 916 Gold coins also. There is no Free Bonus in this option.

Option B

(a) In Case of Option B members are eligible to get the 12th Month Bonus Free as per their premium amount and can avail Gold Jewellery only, after paying the Wastage, Making and any other Charges for the Jewellery selected.

(b) 12th month Bonus will be added only after the completion of 11th month premium.

(c) Members cannot avail Gold Coins In this option.

1. Members who discontinue, their amount will be deducted as per closure chart.
2. G.S.T TDS will be borne by the members only.
3. Please Inform immediately for any changes in address / Phone / Mobile to help us to send any information from the showroom by SMS/ Post.
4. The plan will be cancelled in exchange for jewellery only after producing the original pass book.
5. In case of loss of original pass book duplicate shall be issued after producing an affidavit and on payment of Rs. 200/.
6. It is the sole discretion of the Company to alter, amend, modify, add or delete any of the terms and conditions from time to time without any prior notice.
7. The Management decision is final in all matters of the scheme.
8. All disputes are subject to Chennai Jurisdiction only. The company’s ongoing promotional and other offers cannot be duped with this purchased plan benefits.
9. I hereby agree to receive all the information and offers from Konika Jewellery through SMS / Gmail Calls

1. The Gold Purchase Scheme Called as Zero% Gold Purchase Plan.
2. The Scheme comprises of monthly premium of Rs. 2000, 5000 and 10000/-
3. The Monthly premium is to be paid continuously for 11 months,Monthly Instalments may be paid by cash/credit card debit card/cheque /D.D. Cross A/c Payee to be drawn in favour of Konika Jewellery Pvt. Ltd., only.
4. The Instalment must be paid on or before 10th every month at any of our showroom. Members should check the entries made in the pass book carefully every time a premium is paid.
5. Members must choose the option before joining in the purchase plan.
6. Payment of premium can be made in advance also.
7. Monthly premium amount is fixed in every scheme and it cannot be transferred and interchanged. In case of cheque payment passbook credit will be given only upon the date of realization.
8. After having paid all the premium for 11 months the members are entitled to get gold jewellery, only after 30 days from the date of the last premium as per initially selected option only.
9. Default in payment will extend the maturity date of the scheme respectively in months and not by days.

Option-A

(a) In case of Option A scheme members are eligible to get 916 Gold jewellery upto 10% of wastage only. The difference of Wastage, Making and any other charge more than 10% if any will be borne by the member.

(b) Members can avail 916 Gold coins also. There is no Free Bonus in this option.

Option B

(a) In Case of Option B members are eligible to get the 12th Month Bonus Free as per their premium amount and can avail Gold Jewellery only, after paying the Wastage, Making and any other Charges for the Jewellery selected.

(b) 12th month Bonus will be added only after the completion of 11th month premium.

(c) Members cannot avail Gold Coins In this option.

1. Members who discontinue, their amount will be deducted as per closure chart.
2. G.S.T TDS will be borne by the members only.
3. Please Inform immediately for any changes in address / Phone / Mobile to help us to send any information from the showroom by SMS/ Post.
4. The plan will be cancelled in exchange for jewellery only after producing the original pass book.
5. In case of loss of original pass book duplicate shall be issued after producing an affidavit and on payment of Rs. 200/.
6. It is the sole discretion of the Company to alter, amend, modify, add or delete any of the terms and conditions from time to time without any prior notice.
7. The Management decision is final in all matters of the scheme.
8. All disputes are subject to Chennai Jurisdiction only. The company’s ongoing promotional and other offers cannot be duped with this purchased plan benefits.
9. I hereby agree to receive all the information and offers from Konika Jewellery through SMS / Gmail Calls

1. The Gold Purchase Scheme Called as Zero% Gold Purchase Plan.
2. The Scheme comprises of monthly premium of Rs. 2000, 5000 and 10000/-
3. The Monthly premium is to be paid continuously for 11 months,Monthly Instalments may be paid by cash/credit card debit card/cheque /D.D. Cross A/c Payee to be drawn in favour of Konika Jewellery Pvt. Ltd., only.
4. The Instalment must be paid on or before 10th every month at any of our showroom. Members should check the entries made in the pass book carefully every time a premium is paid.
5. Members must choose the option before joining in the purchase plan.
6. Payment of premium can be made in advance also.
7. Monthly premium amount is fixed in every scheme and it cannot be transferred and interchanged. In case of cheque payment passbook credit will be given only upon the date of realization.
8. After having paid all the premium for 11 months the members are entitled to get gold jewellery, only after 30 days from the date of the last premium as per initially selected option only.
9. Default in payment will extend the maturity date of the scheme respectively in months and not by days.

Option-A

(a) In case of Option A scheme members are eligible to get 916 Gold jewellery upto 10% of wastage only. The difference of Wastage, Making and any other charge more than 10% if any will be borne by the member.

(b) Members can avail 916 Gold coins also. There is no Free Bonus in this option.

Option B

(a) In Case of Option B members are eligible to get the 12th Month Bonus Free as per their premium amount and can avail Gold Jewellery only, after paying the Wastage, Making and any other Charges for the Jewellery selected.

(b) 12th month Bonus will be added only after the completion of 11th month premium.

(c) Members cannot avail Gold Coins In this option.

1. Members who discontinue, their amount will be deducted as per closure chart.
2. G.S.T TDS will be borne by the members only.
3. Please Inform immediately for any changes in address / Phone / Mobile to help us to send any information from the showroom by SMS/ Post.
4. The plan will be cancelled in exchange for jewellery only after producing the original pass book.
5. In case of loss of original pass book duplicate shall be issued after producing an affidavit and on payment of Rs. 200/.
6. It is the sole discretion of the Company to alter, amend, modify, add or delete any of the terms and conditions from time to time without any prior notice.
7. The Management decision is final in all matters of the scheme.
8. All disputes are subject to Chennai Jurisdiction only. The company’s ongoing promotional and other offers cannot be duped with this purchased plan benefits.
9. I hereby agree to receive all the information and offers from Konika Jewellery through SMS / Gmail Calls

1. The Gold Purchase Scheme Called as Zero% Gold Purchase Plan.
2. The Scheme comprises of monthly premium of Rs. 2000, 5000 and 10000/-
3. The Monthly premium is to be paid continuously for 11 months,Monthly Instalments may be paid by cash/credit card debit card/cheque /D.D. Cross A/c Payee to be drawn in favour of Konika Jewellery Pvt. Ltd., only.
4. The Instalment must be paid on or before 10th every month at any of our showroom. Members should check the entries made in the pass book carefully every time a premium is paid.
5. Members must choose the option before joining in the purchase plan.
6. Payment of premium can be made in advance also.
7. Monthly premium amount is fixed in every scheme and it cannot be transferred and interchanged. In case of cheque payment passbook credit will be given only upon the date of realization.
8. After having paid all the premium for 11 months the members are entitled to get gold jewellery, only after 30 days from the date of the last premium as per initially selected option only.
9. Default in payment will extend the maturity date of the scheme respectively in months and not by days.

Option-A

(a) In case of Option A scheme members are eligible to get 916 Gold jewellery upto 10% of wastage only. The difference of Wastage, Making and any other charge more than 10% if any will be borne by the member.

(b) Members can avail 916 Gold coins also. There is no Free Bonus in this option.

Option B

(a) In Case of Option B members are eligible to get the 12th Month Bonus Free as per their premium amount and can avail Gold Jewellery only, after paying the Wastage, Making and any other Charges for the Jewellery selected.

(b) 12th month Bonus will be added only after the completion of 11th month premium.

(c) Members cannot avail Gold Coins In this option.

1. Members who discontinue, their amount will be deducted as per closure chart.
2. G.S.T TDS will be borne by the members only.
3. Please Inform immediately for any changes in address / Phone / Mobile to help us to send any information from the showroom by SMS/ Post.
4. The plan will be cancelled in exchange for jewellery only after producing the original pass book.
5. In case of loss of original pass book duplicate shall be issued after producing an affidavit and on payment of Rs. 200/.
6. It is the sole discretion of the Company to alter, amend, modify, add or delete any of the terms and conditions from time to time without any prior notice.
7. The Management decision is final in all matters of the scheme.
8. All disputes are subject to Chennai Jurisdiction only. The company’s ongoing promotional and other offers cannot be duped with this purchased plan benefits.
9. I hereby agree to receive all the information and offers from Konika Jewellery through SMS / Gmail Calls

1. The Gold Purchase Scheme Called as Zero% Gold Purchase Plan.
2. The Scheme comprises of monthly premium of Rs. 2000, 5000 and 10000/-
3. The Monthly premium is to be paid continuously for 11 months,Monthly Instalments may be paid by cash/credit card debit card/cheque /D.D. Cross A/c Payee to be drawn in favour of Konika Jewellery Pvt. Ltd., only.
4. The Instalment must be paid on or before 10th every month at any of our showroom. Members should check the entries made in the pass book carefully every time a premium is paid.
5. Members must choose the option before joining in the purchase plan.
6. Payment of premium can be made in advance also.
7. Monthly premium amount is fixed in every scheme and it cannot be transferred and interchanged. In case of cheque payment passbook credit will be given only upon the date of realization.
8. After having paid all the premium for 11 months the members are entitled to get gold jewellery, only after 30 days from the date of the last premium as per initially selected option only.
9. Default in payment will extend the maturity date of the scheme respectively in months and not by days.

Option-A

(a) In case of Option A scheme members are eligible to get 916 Gold jewellery upto 10% of wastage only. The difference of Wastage, Making and any other charge more than 10% if any will be borne by the member.

(b) Members can avail 916 Gold coins also. There is no Free Bonus in this option.

Option B

(a) In Case of Option B members are eligible to get the 12th Month Bonus Free as per their premium amount and can avail Gold Jewellery only, after paying the Wastage, Making and any other Charges for the Jewellery selected.

(b) 12th month Bonus will be added only after the completion of 11th month premium.

(c) Members cannot avail Gold Coins In this option.

1. Members who discontinue, their amount will be deducted as per closure chart.
2. G.S.T TDS will be borne by the members only.
3. Please Inform immediately for any changes in address / Phone / Mobile to help us to send any information from the showroom by SMS/ Post.
4. The plan will be cancelled in exchange for jewellery only after producing the original pass book.
5. In case of loss of original pass book duplicate shall be issued after producing an affidavit and on payment of Rs. 200/.
6. It is the sole discretion of the Company to alter, amend, modify, add or delete any of the terms and conditions from time to time without any prior notice.
7. The Management decision is final in all matters of the scheme.
8. All disputes are subject to Chennai Jurisdiction only. The company’s ongoing promotional and other offers cannot be duped with this purchased plan benefits.
9. I hereby agree to receive all the information and offers from Konika Jewellery through SMS / Gmail Calls

1. The Gold Purchase Scheme Called as Zero% Gold Purchase Plan.
2. The Scheme comprises of monthly premium of Rs. 2000, 5000 and 10000/-
3. The Monthly premium is to be paid continuously for 11 months,Monthly Instalments may be paid by cash/credit card debit card/cheque /D.D. Cross A/c Payee to be drawn in favour of Konika Jewellery Pvt. Ltd., only.
4. The Instalment must be paid on or before 10th every month at any of our showroom. Members should check the entries made in the pass book carefully every time a premium is paid.
5. Members must choose the option before joining in the purchase plan.
6. Payment of premium can be made in advance also.
7. Monthly premium amount is fixed in every scheme and it cannot be transferred and interchanged. In case of cheque payment passbook credit will be given only upon the date of realization.
8. After having paid all the premium for 11 months the members are entitled to get gold jewellery, only after 30 days from the date of the last premium as per initially selected option only.
9. Default in payment will extend the maturity date of the scheme respectively in months and not by days.

Option-A

(a) In case of Option A scheme members are eligible to get 916 Gold jewellery upto 10% of wastage only. The difference of Wastage, Making and any other charge more than 10% if any will be borne by the member.

(b) Members can avail 916 Gold coins also. There is no Free Bonus in this option.

Option B

(a) In Case of Option B members are eligible to get the 12th Month Bonus Free as per their premium amount and can avail Gold Jewellery only, after paying the Wastage, Making and any other Charges for the Jewellery selected.

(b) 12th month Bonus will be added only after the completion of 11th month premium.

(c) Members cannot avail Gold Coins In this option.

1. Members who discontinue, their amount will be deducted as per closure chart.
2. G.S.T TDS will be borne by the members only.
3. Please Inform immediately for any changes in address / Phone / Mobile to help us to send any information from the showroom by SMS/ Post.
4. The plan will be cancelled in exchange for jewellery only after producing the original pass book.
5. In case of loss of original pass book duplicate shall be issued after producing an affidavit and on payment of Rs. 200/.
6. It is the sole discretion of the Company to alter, amend, modify, add or delete any of the terms and conditions from time to time without any prior notice.
7. The Management decision is final in all matters of the scheme.
8. All disputes are subject to Chennai Jurisdiction only. The company’s ongoing promotional and other offers cannot be duped with this purchased plan benefits.
9. I hereby agree to receive all the information and offers from Konika Jewellery through SMS / Gmail Calls