1. The Gold Purchase plan will be called Konika's "Khulja Sim-Sim" Part 19 aiming to promote savings.
Rs.3000/- per month to be remitted for 11 months only.
2. Remittance should be made by cash or crossed "A/C Payee cheque in the name of "Konika Jewellery Pvt Ltd.," Only.
3. Remittance must be paid on or before 15th of every month.
4. Members who have not made their remittance on or before 15th of each month, prize for the corresponding passbook number will go to the Company.
5. The 4th & 7th month draw will be held on the16th of the draw month.
6. Introduction Gift will be given immediately to all members on enrollment and the gift can be collected from any of our showrooms.
7. Members are eligible to participate in all the draws and the Bumper Draw In Spite of winning earlier month Prize by remitting monthly dues promptly.
8. After the maturity at the end of the Scheme Gold Jewelry worth Rs. 33,000- + Rs.600/- Bonus to all members within 3 months.
9. Members can make advance payments at the store(offline), through the app or website (Online)
10. Please Inform Immediately for any change in your address /Phone / Mobile as the draw result and all Information about Konika Jewelry will be sent through SMS/Whatsapp/Email of registered mobile number and no claim will be entertained thereafter.
11. Please ensure that correct entries are made In your passbook for the amount paid, Any lapse should be brought to the company's notice within two months. No claim will be made thereafter.
The Gifts/Prizes displayed in the pamphlets and Passbook may differ from the actuals.
12. If you wish to discontinue, their remittance shall be paid back in the form of Gold Jewelry only after deducting as per the cancellation chart only at the end of the scheme.
13. In case of loss of original pass book, duplicate pass book shall be issued after producing an affidavit and on payment of Rs.100/- .The Scheme will be canceled for exchange of Jewelry only after producing the pass book.
14. At the sole discretion of the company may not accept one time deposit from defaulting members who don't pay their monthly premium regularly.
15. At the end of the Scheme, Members will get 22ct Jewelry only at the prevailing market rate for the amount paid plus bonus or for any prize they have won (under no circumstances cash, gold coins/ fine Gold bar will be given.)
16. GST will be borne by the member only.
17. Gift Tax / TDS will be collected from the members on prizes won.
18. The Prize winner will have to bear the difference between the market rate and the price quoted by the company for Prizes.
19. Members cannot claim the prize for any future draws after the cancellation, despite all the future premiums being paid in advance.
20. The company reserves all right either to cancel or retain the members who have not paid their premium continuously for 3 months.
21. Subject to Chennai Jurisdiction. All decision and operation rights for the scheme are reserved and the sole discretion of management only.
22. The company reserves the right to modify/withdraw the scheme at any point of time without assigning any reason thereof.
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